Platinum MasterCard Benefits
1% Rebate on all Purchases
Accrued amount credited on November statement.
Travel Accident Insurance $1,000,000
Accidental death & dismemberment insurance for primary cardholder and immediate family members when scheduled travel tickets are purchased with the card.
Baggage Delay Insurance
Baggage delay benefit of up to $300 to cover expenses incurred for the emergency purchase of essential items needed by the cardholder while on a covered trip.
Year-End Summary of Charges
Take the hassle out of year-end bookkeeping. All card purchases are conveniently itemized and listed by purchase type.
Auto Rental CDW
Eliminates the need for your cardmembers to pay for the collision damage waiver or similar provision provided by the commercial auto rental agencies on most passenger vehicles. Secondary coverage for consumer card products and Primary Coverage for commercial card products.
Cell Phone Protection
Provides cardmembers supplemental reimbursement for damage or theft of an eligible cell phone. Cardmembers must charge their monthly cell phone bill to their covered card. In addition to cell phones, certain types of personal digital assistants (PDA's) that are also cell phones are eligible when terms and conditions of the benefit are met. Only cell phones purchased by the eligible cardmember are covered. Eligible cell phones are limited to the primary line and up to the first two secondary, additional, or supplemental lines as listed on the cardmember’s cellular provider monthly billing statement for the billing cycle preceding the month in which the theft or damage occurred.
MasterCard Emergency Cardholder Services include:
Lost and Stolen Card Reporting
The MasterCard Solutions Center notifies the issuer of the missing card within 15 minutes of a cardholder's call.
Emergency Card Replacement (ECR)
With the issuer's approval, cardholders receive a temporary replacement card by the next day in the United States and within two business days almost everywhere else. By embossing ECRs at locations closer to cardholders-at three primary locations
worldwide- we can offer faster delivery. And now, card validation code (CVC) technology is available for ECRs - providing a higher level of security for temporary cards than ever before.
Emergency Cash Advance (ECA)
If a card is lost or stolen, the cardholder can receive cash - generally within 15 minutes in the United States and within one hour almost everywhere else. Our ECA program with Western Union provides cash through 196,000 locations worldwide. In addition,
cash advances are available through banks in areas where Western Union does not operate.
ATM Locations
Cardholders are directed to the nearest of our 906,000 ATMs.
Account-Related Inquiries
Cardholders are transferred or referred to the issuer or to the designated vendor for account-related information.
MasterCard Exclusive Smart Shopper Benefits including:
- Satisfaction Guarantee Coverage - If a cardholder is dissatisfied with something bought within 60 days of purchase they may be eligible for coverage under this insurance program.
- Purchase Assurance® - Coverage for merchandise purchased with a MasterCard that is damaged or stolen within the first 90 days.
- Extended Warranty - Doubles the coverage period of the original manufacturer's warranty up to a maximum of 12 months on most items purchased with a MasterCard.
- Master RoadAssist® Service - Cardholders that break down on the road while traveling in the U.S. can be assured of emergency roadside assistance services at pre-negotiated rates.
- Travel Assistance Services - Traveling more than 50 miles from home, cardholders can be assured of assistance with medical emergencies, referrals, prescriptions, legal services, and much more.
- MasterCard Global Service - Worldwide assistance with lost/stolen cards and emergency cash.
