 Loan Rates
Rates are current as of 3/24/2009. Rates
are subject to change.
New Autos
|
Finance Amount
|
Rates Range
|
|
80%
|
36 months or less
|
4.5% to 10%
|
|
37 to 48 months
|
4.5% to 10.5%
|
|
49 to 60 months
|
4.5% to 11%
|
|
61 to 72 months
|
4.5% to 11.5%
|
|
More than 80%
|
36 months or less
|
5.5% to 10.5%
|
|
37 to 48 months
|
5.5% to 11%
|
|
49 to 60 months
|
5.5% to 11.5%
|
|
61 to 72 months
|
5.5% to 12%
|
Used Autos
|
Finance Amount
|
Rates Range
|
|
Maximum amount equal to the NADA retail
value
|
36 months or less
|
5.5% to 11%
|
|
37 to 48 months
|
6% to 11.5%
|
|
49 or more
|
6.5% to 12%
|
New Recreational Vehicles/Motorcycles
|
Finance Amount
|
Rates Range
|
|
80%
|
36 months or less
|
5.5% to 11%
|
|
37 to 48 months
|
6% to 11.5%
|
|
49 to 60 months
|
6.5% to 12%
|
|
61 to 84 months
|
7% to 12.5%
|
|
85 to 120 months**
|
7.5% to 8.5%
|
|
More than 80%
|
36 months or less
|
6% to 7%
|
|
37 to 48 months
|
6.5% to 7.5%
|
|
49 to 60 months
|
7% to 8%
|
|
61 to 84 months
|
7.5% to 8.5%
|
|
85 to 120 months**
|
8% to 9%
|
**VALUE MUST BE $50,000 OR MORE
Used Recreational Vehicles/Motorcycles
|
Finance Amount
|
Rates Range
|
|
Maximum amount equal to the NADA retail
value
|
36 months or less*
|
6.5% to 12%
|
|
37 to 48 months*
|
7% to 12.5%
|
|
49 to 60 months*
|
7.5% to 13%
|
|
61 to 72 months*
|
7.5% to 14%
|
|
73 to 96 months*
|
7.5% to 8.5%
|
*SOME LOANS WILL REQUIRE 20% DOWNPAYMENT
Share Secured Rates
|
Loan Type
|
Rate
|
|
12 months or less
|
3.9%
|
|
13 months or more
|
2% over share rate (variable)
|
CD Secured Loan
|
Loan Type
|
Rate
|
|
Certificate rate
|
+2%
|
M&M Lien Home Improvement Loans
|
Loan Type
|
Rate
|
|
60 months or less
|
6.25%
|
|
61 to 120 months
|
7.25%
|
|
Over 120 months
|
7.75%
|
FHA Home Improvement Loan
|
Loan Type
|
Rate
|
|
60 months
|
7.25%
|
Home Equity (Closed End)
|
Loan Type
|
Rate
|
|
60 months or less
|
5.25%
|
|
61 to 120 months
|
6.25%
|
|
Over 120 months
|
7.25%
|
HELOCS (Home Equity Line of Credit)
|
Loan Type
|
Rate
|
|
HELOCS
|
Variable Rate - .25% above prime;
Adjusted Yearly
|
Signature Loans
|
Loan Type
|
Rate
|
|
Signature Loans
|
9.9% - 17%
|
*APR = Annual Percentage Rate
Rates subject to change without notice. For latest rates please contact
a credit union representative.
Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount,
term of loan and applicable prepaid items.
HELOC Loans have a $10,000.00 minimum. Visa requires
annual use of card or a fee may be imposed.
|
Created and maintained by d. hilton associates inc.
